Profitability in liquid markets often hangs on the arrival time of a single data packet, and the race to zero latency has pushed system architectures to their physical limits. Because trading infrastructure operates at the extreme edge of physics and computational limits, it serves as a great case study for engineering teams. While not every … Low-Latency Architecture: Lessons From Trading Systems
If you build fintech products, you live in a constant state of tension. On one side, you need startup speed: new features, new markets, new partners. On the other hand, you operate in an environment where a misconfigured security group or an undocumented database can turn into a regulatory incident, not just a bad deploy. … Infrastructure as Code for Fintech
Here’s what you can learn from this episode of Pragmatic Talks: Atom Bank’s journey from startup to scale-up Simon Dawson shares the story of Atom Bank, a UK-only, mobile-only challenger bank founded in 2014. He joined five years ago when the bank had fewer than 100 people and most technology was outsourced. Over five years, … The History of Atom Bank with Simon Dawson
We’re happy to share that experts from Pragmatic Coders were mentioned in two well-known online tech publications. The topics were API security in FinTech and blockchain use in large companies. In The Financial Tech Times article, “Securing API-Driven Financial Services: Addressing Key Risks,” Sebastian talks about how financial APIs are changing and how FinTech companies … Pragmatic Coders experts featured in FinTech & blockchain publications
Baby boomers grew up in a different time, and their financial habits show it. Many started investing later, focused on saving slowly, and worked toward long-term goals like owning a home. Now, as they move into retirement, their priorities have shifted. In this article, I look at how boomers save, spend, and plan, and what … Baby Boomers’ 20 Financial Habits and Attitudes (Spending, Saving, Investing, & More)
Banks still run on COBOL (43% of them!). It powers card networks, core ledgers, and batch jobs that move trillions. As much as 95% of ATM card swipes flow through COBOL‑based systems, and an estimated 220 billion lines of COBOL remain in production. That stability is why many teams keep it. Profit and risk drive … 5 Reasons to Modernize (and Not Modernize) COBOL
In today’s complex financial markets, trading software must be fast, secure, and reliable. The stakes are high, which makes choosing the right development partner a critical business decision. This guide helps you navigate that choice by profiling leading companies in the field. We explore their specific skills and experience to provide a clear starting point … Top Trading Software Development Companies in 2025
Billions in premiums already flow through algorithmic underwriting. Pilots are moving into production at leading carriers. Manual review and fragmented data can’t match the speed, consistency, and portfolio performance now possible. Smart underwriting combines data, automation, and models to deliver audit‑ready decisions in seconds. In specialty lines, smart placement and smart underwriting are moving from … 5 Ways Smart Underwriting Transforms Insurance in 2025
Fintech apps live or die on user trust. If an experience feels confusing or unsafe, people close the app and rarely return. When onboarding drags, dashboards overwhelm, or fees are unclear, frustration sets in. That frustration drives churn, increases support load, and hurts brand credibility. With money on the line, users leave even faster. The … Top 10 UX Mistakes Fintech Apps Make (and How to Fix Them)
From automating chart analysis to generating data-driven trade signals, AI-based software has become a practical force in modern trading. When used effectively, these intelligent tools can enhance analysis, spot patterns, and unlock insights that lead to smarter strategies and faster, more accurate decisions. But choosing the right AI trading tool isn’t simple. The market is … Top AI Trading Tools in 2026
Banking is changing fast. Technology creates new customer demands and intense competition. Financial institutions must innovate constantly. They need secure, user-friendly, and compliant software to succeed. Choosing the right development partner is crucial for this digital transformation. This guide profiles leading banking software development companies. We explore their specific strengths, services, and experience. Our aim … Top Banking Software Development Companies in 2025
In today’s brokerage industry, front-office trading grabs most of the spotlight. But what happens after the trade is just as critical. In brokerage back offices, manual work and old systems can lead to costly mistakes that hurt profits, reputation, and efficiency. Below, we share a sneak-peek from one of our current trading projects. Learn how … Why Brokers Need Secure Post-Trade Automation
Saudi Arabia is experiencing a transformation in its financial landscape, largely driven by the rapid development of open banking. Since 2021, when the Saudi Central Bank (SAMA) launched its roadmap for implementing Open Banking, the Kingdom has witnessed remarkable growth in this sector, culminating in the establishment of the Open Banking Framework in November 2022 … 11 Must-Know Open Banking Apps in Saudi Arabia
Customer retention is the key to sustainable growth in banking. Today’s market is crowded, and many banks struggle to keep their best customers. Retention costs less than constant acquisition. It leads to stronger profits, higher lifetime value, and a better brand reputation. In this article, we’ll show you how to keep customers engaged and loyal … Customer Retention Strategies for Banks in 2025, Backed by Stats
Cryptocurrencies and blockchain technology have taken the world by storm. They’ve introduced decentralized solutions and innovative financial tools that were unthinkable a decade ago. But with this rapid growth comes uncertainty. The lack of clear regulations has left investors exposed to fraud, market manipulation, and insufficient oversight. That’s where the Markets in Crypto-Assets Regulation, or … MiCA Regulation: Insights and Impact on Crypto Assets in The EU
Payment security is critical in today’s world. Cyber attacks are increasing every day. Businesses must protect customer payment information. A single breach can damage trust forever. This article is here to help. We’ll explain payment tokenization clearly. You’ll learn what it is and how it works. We’ll guide you on implementing it in your business. … Payment Tokenization Explained: How to Tokenize Payments?