Dedicated fintech software development company

We build financial apps with a strong understanding of the industry's regulations and a deep commitment to security and compliance.

Scroll to see more
Pragmatic software developer at work

Financial software development services since 2014

We are a fintech software development company with 10 years of experience. During the last few years, we have delivered fintech applications for several challenger and mobile banks, trading platforms, cryptocurrency exchanges, secondary shares trading platforms, and many more.

We are fintech industry specialists, and we use our expertise to build custom, scalable, and effective solutions for our clients.

Let’s build your custom fintech software together.

Our financial software development services

Insurance Software Development Services
Insurance Software Development Services

Tailored insurance software solutions, optimizing underwriting, claims processing, policy management, and risk assessment.

Learn more
Custom Financial Software Development Services
Custom Financial Software Development Services

AI, no-code, low-code - we create custom financial software solutions that match the needs of both fintech startups and well-established financial institutions.

Learn more
Banking Software Development Company
Banking Software Development Company

Modernize banking services through mobile apps and blockchain integration. Improve customer experiences while maintaining security.

Learn more
Accounting Software Development Services
Accounting Software Development Services

Save time and money by automating book keeping processes in your business. General ledger solutions, inventory management platforms & more.

Learn more
Custom Blockchain Software
Custom Blockchain Software

We offer core blockchain development, smart contracts, NFTs, tokenomics, and cryptocurrency exchange solutions for innovative and secure blockchain applications.

Learn more
Trading Software Development Services
Trading Software Development Services

Craft intuitive trading platforms for diverse financial assets, providing seamless transactions and real-time analytics to enhance trading experiences.

Learn more
Custom Wealth & Investment Management Software
Custom Wealth & Investment Management Software

Build investment solutions that drive revenue &  make wealth management easy.

Learn more
NFT Trading Platforms Development
NFT Trading Platforms Development

Lead in the realm of digital assets with secure, scalable, and user-centric NFT exchange platforms. Liquidity, performance, and regulatory adherence.

Learn more
Lending Software Development Company
Lending Software Development Company

Streamline lending operations and empower borrowers with custom lending software. Build loan origination systems (LOS), credit risk management solutions & loan tracking systems.

Learn more
Mobile Banking App Development
Mobile Banking App Development

We create mobile apps for Europe's digital banks. Build a cutting-edge mobile banking app with experienced fintech app developers.

Learn more
Digital Wallet App Development
Digital Wallet App Development

Secure and trusted mobile & web e-wallet solutions for businesses and their customers.Empower convenient payments with our digital wallet app development services. 

Learn more
Payment Gateway Integration Services
Payment Gateway Integration Services

Accept payments from all major credit cards and debit cards. Protect your business with our secure payment gateway integration services.

Learn more

Fintech app development services

Explore a world of financial innovation through our expertise in fintech application development. Our seasoned fintech app developers guarantee the highest quality, crafting cutting-edge solutions tailored to a variety of end user needs, including banking, investment, payments, and more.

Mobile banking

Develop a secure fintech mobile app that redefines convenience, making managing finances effortless.

Payment processors

Establish reliable fintech payment processors to seamlessly handle online transactions and ensure smooth payment operations flow.

P2P lending platforms

Create a robust and accessible lending software ecosystem. Connect borrowers and lenders seamlessly through our P2P lending platform.

Investment platforms

Construct investment platforms that empower users to achieve their financial goals with intelligent portfolio management.

Digital wallet development

Drive the future of digital payments. Provide users with secure and convenient financial transactions at their fingertips.

Fraud detection software

Develop custom fraud detection software to safeguard businesses from fraudulent activities. Use automation to streamline the fraud detection workflow.

Payment gateways

Payment gateways that seamlessly integrate into websites or apps, delivering customers a smooth and secure checkout experience.

Financial data visualization tools

Build visualization tools that transform complex financial data information into actionable insights, enhancing customer experience.

Regtech solutions

Architect regtech solutions to automate compliance and help financial businesses adapt to changing regulations.

Fintech AI solutions

Engineer AI fintech solutions for predictive analytics and deliver personalized financial recommendations. Enter the new era of fintech data science.

Success stories

Bloc-X: A new way to trade commodities

Bloc-X is an OTC trading platform for Oil Blocs Future markets. Independent, fully compliant and regulated platform that connects ICE, NYMEX and SGX.

Read Case Study

Atom Bank: Establishing an entirely new, remote team for the UK’s first fully digital bank

Atom Bank was looking for a solution that could increase their ability to deliver business changes fast. We've provided experienced, high-quality programmers to complement the existing UK team and add engineering capacity.

Read Case Study
Pragmatic software dev

Why is it worth using our fintech software development services

Over 9 years of developing financial software solutions

We are a fintech development company with over 9 years of agile product development experience. Call us if you are looking for custom fintech application development services.

Experience in web & mobile fintech solutions

As a fintech application development company, we specialize in UX services, UI design, exceptional product management, and web and mobile custom software development for the financial industry

We will help you scale your business

Whether you want to build mobile banking software, a wealth management platform, trading solutions, or payment processors, we are here to help you grow your business.

Services for fintech companies of all sizes

We provide fintech development services for companies of all sizes. We can help you achieve your goals no matter if you are a fintech start-up or a financial institution looking for digital transformation.

Trusted financial software solutions

Our software developers know how to deal with financial regulations, secure your product, and build it according to the highest quality standards.

Multiple programming languages and frameworks

Our fintech technology team supports multiple programming languages and frameworks - so you get the fintech solution that best suits your needs.

We ensure the regulatory compliance of your fintech project

Technical expertise alone is not enough in such highly regulated sectors as fintech and banking.
We understand the unique challenges and requirements of the finance industry.
That’s why we ensure the software we develop is always secure and compliant with all the fintech regulations and standards.

Basel III
Basel III

FinTech software development company - FAQ

Here are the frequently asked questions about our experience building fintech software applications.
If you have any more doubts regarding fintech app development, don’t hesitate to contact us.

What's your experience with challenger banks?

Modern banking is rapidly evolving. Our dedicated Banking Software Development services allow you to surpass the market and become the next challenger bank. Our experience covers:

  • Mobile banking
  • Core banking
  • Blockchain - banking integrations

Here's an example of a challenger bank project we worked on:

Challenger Bank: Creating a full product strategy and roadmap for a new Cryptocurrency-fiat banking application

What's your trading software development experience?

Trading platforms are online tools or apps that allow users to buy and sell financial instruments like stocks, bonds, or cryptocurrencies in financial markets.

Trading commodities, stocks, shares, cryptocurrencies, and derivatives often require dedicated platforms that meet users' needs. Our experience covers:

  • Commodity trading platforms
  • Primary and secondary shares trading marketplaces
  • Cryptocurrency exchanges
  • Derivatives trading software

BLOC-X: OTC commodity trading platform. From design, through MVP, to the full-scale trading solution

What types of investment platforms can you build?

Investment platforms are online platforms that enable individuals to invest in various assets, such as stocks, mutual funds, or real estate, often providing portfolio management and financial planning services.

Investment portfolio management companies often need custom solutions that allow them to better serve their customers and manage their funds. What we can do for you:

  • Investment portfolio management solutions
  • Automatic ETF trading software and exchange integrations

Choose a trusted fintech outsourcing company

Need to outsource fintech developers? We’ve assisted numerous small, medium, and large enterprises in overcoming challenges when establishing successful remote fintech software development teams or entire IT hubs in Poland.

Pragmatic Coders at work

KodyPay: Scaling a software development team for one of the best mobile payment startups

Back in 2022, KodyPay faced a shortage of skillful developers in the UK pool and high salary requirements in its sector.

Thanks to Poland's competitive developer rates & high expertise, we helped them scale their existing team in Berkshire and improved the development process.

Read the case study

Client testimonials for our fintech app development services

I'm impressed by how flexible Pragmatic Coders is (...). Culturally, they're a really good fit for us, and the team is very responsive to feedback. Whenever I ask them to do something, they look at it, and they're not scared to push back. I've found it very easy to work with them — we have more of a partnership than a client-supplier relationship.

Simon Dawson
Simon Dawson Head of Engineering, Atom Bank

Pragmatic Coders pay attention to detail and understand the business domain correctly. They led us to a successful launch of our product this year. We’re happy with the effects of their work. Our team is still using the platform and building on top of it.

Martin Welner
Martin Welner Technical Director, Kitopi

The entire focus was on the product and the customer, and I loved it. (...) The team was turning up with solutions to problems I didn't know we had.

Tony Kelly
Tony Kelly Core Team Member, Common Wealth

It’s truly been a partnership. They have an in-depth understanding of our client base and what services we provide, anticipating evolving needs and addressing them by adding new features into our system. Their team also makes sure that there is a shared understanding so that what they deliver meets my organization's and our clients’ expectations. 

Cindy Salas
Cindy Salas CEO, WithHealth

(...) Pragmatic has highly skilled engineers available immediately but most importantly, passionate people who love what they do and learn new things very quickly. I recommend Pragmatic Coders to anyone who requires expert software development no matter the stage of their business.

Pawel Oltuszyk
Pawel Oltuszyk CEO, Frost

They responded to our queries almost immediately, and they were consistently polite and professional in their interactions. If there was something even more impressive than their communication, it was definitely their transparency. We were well informed about every aspect of their work, including what they did, why they did it, and how long it was going to take (...).

Ghassan Talhouk CEO, Socienta

Why fintech is the best industry to build a product in right now

According to Statista, 64% of the global population used at least one fintech app in 2019. The same source reports that global fintech investment is projected to reach $300 billion by 2025.

Fintech is disrupting traditional financial services, creating new opportunities for startups to innovate and offer better products and services to consumers and businesses.

Fintech technology solutions do not need to be complex

Financial companies face a considerable challenge in providing software to their customers while enduring high time and budget constraints. Fintech products must be user-friendly, responsive, secure, and offer optimal performance at all times.

To deliver such software products to the market, financial companies must focus on their core business models. Their ability to source fintech software development from a trusted technology partner is vital in their quest for success.

Custom software to leverage your financial services

When it comes to fintech, custom software is the key to success. Financial institutions and their clients have different needs, and a “one size fits all” software solution won’t do.

That’s where Pragmatic Coders comes in. We are a financial software development company specializing in creating customized fintech software solutions for our clients.

Our team of experienced developers understands the challenges that fintech companies face. We have the skillset and resources to deliver top-quality financial software products on time and within budget.


Work with a trusted fintech app development company


The years we’ve been on the market

0 +

The number of specialists on board

0 M$+

The revenue our products generated

Let's talk

We’ve got answers on anything connected with software development.

Ask a question

You can ask us a question using the form below. We will respond as soon as possible.

Schedule a meeting

You can also schedule an online meeting with Wojciech, our Senior Business Consultant.

wojciech knizewski portrait
Wojciech Kniżewski

Senior Business Consultant

8 out of 10

founders who contacted us wanted
to work with our team.

Trusted partner


You are just one click away from receiving our 1-min business newsletter. Get insights on product management, product design, Agile, fintech, digital health, and AI.


Pragmatic times Newsletter