Frost: Building a time-saving, eco-conscious neobank

About Frost

Frost is an intuitive e-money institution launched in spring 2022 by co-founders Pawel Oltuszyk and Edyta Sliwinska. More than just a current account, this app-based fintech helps users control spending and compare providers, offering features that outpace its competitors. It also educates customers on how to make their money go further.

These capabilities are powered by AI and automation. The algorithms behind the app bring together tedious financial tasks in one place, reducing the time and stress of managing personal finances. The team is now moving forward with plans for even more innovative fintech app development.

The challenge

To stay ahead in fintech, Frost focused on finding people with the right skills. Pragmatic Coders supported them in this goal well before their public launch.

Problems Frost faced

• Limited startup budget

• High cost of hiring top UK talent

• Need for highly skilled staff to match their ambitions

Frost’s new hires had to deliver from day one. They needed up-to-date knowledge of fintech trends, the ability to work progressively, and a strong grasp of best practices. After speaking with several software houses, Frost chose Pragmatic Coders to help augment their engineering team and build the product.

The solution

Frost valued our engagement and genuine interest in their product. This was essential to understanding their needs and providing the right people for the fintech software development process. With this foundation, we helped them nearshore their staff from Poland.

We quickly added talented specialists who blended seamlessly into the team and worked in an agile, test-driven environment. This approach proved crucial for building a successful product from scratch, which we accomplished.